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One of the biggest decisions that anyone can make in their life is to purchase a home. Some wonder if the decision to purchase is the right decision for them since the average person changes their mind regarding their decision every now and then.

Purchasing a home has many benefits, likewise renting too- leaving many people to  wonder if purchasing a home is the best option for them, while others consider renting to be a better option for them.

The best way to know whether buying or renting is the better option; the individual must look at their situation in order to make the right decision and in doing so, we will be helping you clear this ancient dilemma by looking at the benefits accompanied with both buying and renting a place for living. We believe getting a home isn’t a competition (except when it is solely for business), it all depends on your standing whether you can buy or rent.


  • Total control of the property: The buyer of a property has the personal freedom by being able to redecorate, remodel, or make improvements as they see fit as they experience little or no restrictions.
  • The acquisition of the home is considered a capital gain as land/real estate appreciates in value.
  • In buying a home, you are responsible for a number of payments other than the possible mortgage payment; there are also taxes, insurance, maintenance and repairs to be concerned with as well as dues from the “Homeowner’s Association” of such area to consider.
  • The flexibility/mobility of the buyer is greatly reduced, you know… after buying a home, the consideration of choosing a new job in another town is highly influenced.
  • In as much real estate increases in value, market prices fluctuate; we mean the sudden or slow appreciation or in some rare cases depreciation of the property value depends on a number of factors such as when the home was bought (was it during a boom period), where the property is located, the current structural integrity of the building (is it well maintained?) etc.  The property may not appreciate at the rate the buyer anticipates, and if all odds are against him/her, the home owner may end up with no profit when selling.


  • When compared to buying a home, the initial investment to rent a home or apartment is quite low as to buy at times might require about 15-30 times the amount that is used to rent; likewise as renting costs less money, the funds that would normally be used toward a down payment or higher mortgage payments can be invested into savings accounts that could give higher returns.
  • The tenant has limited responsibility because they do not have to take care if not all of the repairs as the landlord is responsible for these tasks.
  • Renting may facilitate easier budgeting. Rent is an amount that is fixed and may even include some utility bills in some cases in its rental amount and naturally a fixed amount can allow the tenant to set a budget easier because the cost is set.
  • The tenant has more mobility and flexibility to move since leases tend to be short-term.
  • Insurance costs are lower because the tenants only needs to insure their items not the structure itself.
  • Despite the benefits, the tenant literally still dances to the tune of his landlord, therefore it’s advisable to always ask and know what the lease can and cannot do before signing to fully understand the living arrangements.
  • The tenant should know and understand how to protect his/her personal belonging by inspecting the security measures in place as the property wasn’t made to their specific standards and this can be done before signing any agreement by taking a walk-through the property.
  • Renting has a much lower “Family stability” potential when compared to buying a home as anything can change.


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